Ocean County Business Networking

YOUR Mortgage Puzzle 🧩

Tuesdays @ 6:30 P.M. E.T. On Zoom!

We know that all snow ❄️ flakes and finger prints are all different. After 20 + years as a mortgage professional I can also attest that every mortgage is also different. We all have our own individual “mortgage puzzle” 🧩. We are all at different stages of our life, and we all have different pieces to our individual or family puzzle 🧩

Some of us are trying to figure out our 1st puzzle, the goal of a first time home ownership. And some of us are trying to figure out how to get to next step, the next goal. Your forever home? An investment property or vacation home? Is refinancing your current mortgage a good idea?

Your current mortgage puzzle 🧩
My goal is to help you figure it out.

The purpose of this meeting is to provide a relaxed atmosphere for everyone to feel comfortable and to learn.

There will be valuable information shared about credit, how to establish it, improve and perfect it.

We will review the types of mortgages, including FHA, Conventional and VA.

Vital pieces of any puzzle such as employment-

Are you self - employed ? Or a W2?

How long do you have to wait to use your income when taking a new job?

Assets - what are the types of assets you have, amounts, and the amount you’re comfortable using to purchase a property.

Marital status- Are you married and wondering if you need both spouses on the loan?

Do you wish to purchase an investment property? Or a vacation home?
** What are the best strategies to accomplishing this goal?

My name is Steven Bellafiore, and I would like to help you accomplish your goal and help you figure out “YOUR mortgage 🧩 puzzle”

A little about myself. My professional career started in 1998, and for the next 7 years I was a member and a floor trader on the American Stock Exchange. I was blessed to be mentored by some of the smartest people in the world. For the last 20 years I have worked for several banks, including JPM Chase for 8 years, and over the years have consistently added to my education and knowledge about the real estate and mortgage industry. I hope to use this knowledge and experience to help you figure out your mortgage puzzle 🧩 👍😊

** Text 516-314-1691 or email steven.bellafiore@ccm.com
for the Zoom information.

Can’t make it? No worries, reach out for a private consultation.

Hope to see you there!

Steven Bellafiore
Senior Home Lending Advisor
Cross Country Mortgage
1-516-314-1691
NMLS #785341

Bill Laffey
Production manager
Cross Country Mortgage
NMLS #24570

All Professionals are welcome!

“Word-Of-Mouth” Referrals are the most effective way to grow your business!

Please join us weekly on Tuesday’s & Thursday’s at 12 p.m. for the
Business Networking Midday Power hour by Simply Referrals on ZOOM!

** visit www.simplyreferrals4u.com for the events zoom information. **

Since 2020, Simply Referrals has hosted the MIDDAY POWER HOUR every Tuesday and Thursday at 12 pm on Zoom. Over 500 events have been held, attended by over 10,000+ people. The connections and possibilities are endless!

Zoom @ Noon!

Meet amazing business professionals and grow your business inside a network that has been helping businesses grow since 2006.
Network your business from the comfort of your own home or office!

Bring your smiles & your passion for your business!
You will successfully network your business while having a great time!

S.R. Events are set in a relaxed atmosphere perfect for networking your
business without any pressure or ultimatums!

Everyone in attendance receives 60+ seconds to speak and present
about their respective business as well as additional time to share testimonial for other members.

There is no cost to attend your first event!

Members do not pay a membership fee, nor do they sign a contract. The
only cost is a small monthly member due.
** visit www.simplyreferrals4u.com for the events zoom information**
For more information about Simply Referrals please visit www.simplyreferrals4u.com and be sure to watch the “Godfather” videos which will not only make you smile but will also provide you with a clear picture of what Simply Referrals is all about!

You can also find other S.R. chapters and events!

S.R. Business Networking Events are a great opportunity to gain knowledge and ideas, learn business techniques, and stay informed on current news and developments in business that ultimately will advance
your career.

Hope to see you at the next event!

Steven Bellafiore
Simply Referrals Business Networking
www.simplyreferrals4u.com
516-314-1691
steven@simplyreferrals4u.com
http://www.simplyreferrals4u.com

All Professionals are welcome!

“Word-Of-Mouth” Referrals are the most effective way to grow your business!

Please join us weekly on Tuesday’s & Thursday’s at 12 p.m. for the
Business Networking Midday Power hour by Simply Referrals on ZOOM!

** visit www.simplyreferrals4u.com for the events zoom information. **

Since 2020, Simply Referrals has hosted the MIDDAY POWER HOUR every Tuesday and Thursday at 12 pm on Zoom. Over 500 events have been held, attended by over 10,000+ people. The connections and possibilities are endless!

Zoom @ Noon!

Meet amazing business professionals and grow your business inside a network that has been helping businesses grow since 2006.
Network your business from the comfort of your own home or office!

Bring your smiles & your passion for your business!
You will successfully network your business while having a great time!

S.R. Events are set in a relaxed atmosphere perfect for networking your
business without any pressure or ultimatums!

Everyone in attendance receives 60+ seconds to speak and present
about their respective business as well as additional time to share testimonial for other members.

There is no cost to attend your first event!

Members do not pay a membership fee, nor do they sign a contract. The
only cost is a small monthly member due.
** visit www.simplyreferrals4u.com for the events zoom information**
For more information about Simply Referrals please visit www.simplyreferrals4u.com and be sure to watch the “Godfather” videos which will not only make you smile but will also provide you with a clear picture of what Simply Referrals is all about!

You can also find other S.R. chapters and events!

S.R. Business Networking Events are a great opportunity to gain knowledge and ideas, learn business techniques, and stay informed on current news and developments in business that ultimately will advance
your career.

Hope to see you at the next event!

Steven Bellafiore
Simply Referrals Business Networking
www.simplyreferrals4u.com
516-314-1691
steven@simplyreferrals4u.com
http://www.simplyreferrals4u.com

YOUR Mortgage Puzzle 🧩

Tuesdays @ 6:30 P.M. E.T. On Zoom!

We know that all snow ❄️ flakes and finger prints are all different. After 20 + years as a mortgage professional I can also attest that every mortgage is also different. We all have our own individual “mortgage puzzle” 🧩. We are all at different stages of our life, and we all have different pieces to our individual or family puzzle 🧩

Some of us are trying to figure out our 1st puzzle, the goal of a first time home ownership. And some of us are trying to figure out how to get to next step, the next goal. Your forever home? An investment property or vacation home? Is refinancing your current mortgage a good idea?

Your current mortgage puzzle 🧩
My goal is to help you figure it out.

The purpose of this meeting is to provide a relaxed atmosphere for everyone to feel comfortable and to learn.

There will be valuable information shared about credit, how to establish it, improve and perfect it.

We will review the types of mortgages, including FHA, Conventional and VA.

Vital pieces of any puzzle such as employment-

Are you self - employed ? Or a W2?

How long do you have to wait to use your income when taking a new job?

Assets - what are the types of assets you have, amounts, and the amount you’re comfortable using to purchase a property.

Marital status- Are you married and wondering if you need both spouses on the loan?

Do you wish to purchase an investment property? Or a vacation home?
** What are the best strategies to accomplishing this goal?

My name is Steven Bellafiore, and I would like to help you accomplish your goal and help you figure out “YOUR mortgage 🧩 puzzle”

A little about myself. My professional career started in 1998, and for the next 7 years I was a member and a floor trader on the American Stock Exchange. I was blessed to be mentored by some of the smartest people in the world. For the last 20 years I have worked for several banks, including JPM Chase for 8 years, and over the years have consistently added to my education and knowledge about the real estate and mortgage industry. I hope to use this knowledge and experience to help you figure out your mortgage puzzle 🧩 👍😊

** Text 516-314-1691 or email steven.bellafiore@ccm.com
for the Zoom information.

Can’t make it? No worries, reach out for a private consultation.

Hope to see you there!

Steven Bellafiore
Senior Home Lending Advisor
Cross Country Mortgage
1-516-314-1691
NMLS #785341

Bill Laffey
Production manager
Cross Country Mortgage
NMLS #24570